KFF Shares How Much and Why ACA Marketplace Premiums Are Going Up in 2025


August 6, 2024

Health insurers submit rate filings annually to state regulators, detailing expectations and rate changes for Affordable Care Act (ACA)-regulated health plans for the coming year. A relatively small, but growing, share of the population is enrolled in these plans (compared to the number in employer plans). However, these filings are generally more detailed and publicly available. These filings provide insight into what factors insurers expect will drive health costs for the coming year.

According to a new KFF analysis of preliminary rate filings, ACA Marketplace insurers are proposing a median premium increase of 7% for 2025, similar to the 6% increased filed for 2024.

Click here to access the analysis itself and for more information on what is driving 2025 premium changes.

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